The end of financial year is often a time of financial resolutions for Aussie families. We often discuss how this financial year, we want to be organised, save more money and keep on top of the family budget.
Busy parents running low on time should harness the time they spend online to access free tools to organise their finances and get back in control.Here are four ways to get started online:
1) There are a number of free online templates that can help you reach your financial goals
On the Google homepage you will notice in the top left hand corner a 'more' option. In the drop down, select documents, then search templates. There you will find ready made online documents that you can use on a daily basis, including these top five tools to put you in control of your finances - not the other way around:
A family budget planner - one of the most used and popular templates worldwide, that can be easily tailored and tracked to your individual needs
The end is in site with the credit card pay-off calculator tool
Use this shopping list template to calculate the approximate cost of your groceries before you hit the store and decide what you can really afford
Financial planning starts with a to-do list - to help you keep track of everything from the phone bill to school excursion fee payment date
Easily calculate car loan repayments
2) Create your own iGoogle page - this personalised home page allows you to add gadgets that help you to do things like track your finance portfolio, calculate currencies and loans, and even get tips from expert investors. You can also use gadgets like the petrol price tracker for everyday savings, so you can find the most price-friendly pump in your area
3) Get expert advice for free - YouTube is now the place to go to get expert financial (and practical) advice
The 'Barefoot Investor' answers financial questions in a series of YouTube clips - here he explains what to do with a spare $5000
And there are plenty more insights available from leading experts including Michael Pascoe
There is handy money saving ideas from around the world. Check out:
How to save money by eliminating ten things you don't need
How to save money on your beauty routine
How to save money on groceries
4) Master the Google tool bar to figure out an on-the-spot cost and keep informed on the stockmarket:
Type "10% of 289.18" to find out how much GST you'll have to pay on your shopping items
375+4902? The Google search box works as a calculator too.
What's that stock at? enter goog, sbux or luv into the search box
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